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BT Money Hacks

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful personal financial tips with expert guests. Podcaster: Howie Lim Produced by The Business Times, SPH Media Trust.
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19 Nov, 2023
Have no fear, wealth is here! BT Money Hacks (Ep 156)
Why let fear stop you from retiring early, from being financially free or salary independent? Fear of investing is something you can overcome.  Howie Lim gets insights from Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital. Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  02:22 Fear of losing money 06:12 Fear of picking stocks 08:59 Fear of trust 13:00 Fear of not having enough to invest 15:48 Fear of not enough time Written and hosted by: Howie Lim (howielim@sph.com.sg) With Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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05 Nov, 2023
Dividend investing - compelling income opportunity: BT Money Hacks (Ep 155)
The world economy is expected to grow by 3.0% in 2023, before slowing down to 2.7% in 2024. But that doesn’t mean your investments should slow too. Howie Lim finds out how dividend investing could help from David Kuo, The Smart Investor, Josh Duitz, abrdn and Howard Silverblatt, S&P Dow Jones Indices. Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  02:20 Dividend investing’s continued growth 06:57 Why these companies can increase dividends 10:07 How to choose the right company 14:14 Dividends will continue to make records Written and hosted by: Howie Lim (howielim@sph.com.sg) With David Kuo, co-founder, The Smart Investor, Josh Duitz, head of global income, abrdn and Howard Silverblatt, senior index analyst, S&P Dow Jones Indices Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us at: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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29 Oct, 2023
Not all loans are bad? BT Money Hacks (Ep 154)
With stigma still surrounding personal loans, is it ever a good idea to take out a loan? Did you know just applying for a loan will hurt your credit score and how can you tell if a loan offer is legitimate? Howie Lim gets insights from Bryan Chan of Providend and Nima Karimi from Lendela.  Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  00:52 Is taking a loan ever financially wise? 03:10 Challenges getting a loan 05:30 Steering clear of debt traps 09:22 Legitimate loan offers vs. scams and predatory lenders 10:24 Safeguarding your credit score Written and hosted by: Howie Lim (howielim@sph.com.sg) With Bryan Chan, client advisor, Providend and Nima Karimi, CEO of Lendela Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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15 Oct, 2023
Whiskey investing ageing nicely: BT Money Hacks (Ep 153)
Are whiskey investments worth looking into in volatile times? Are they a lucrative alternative investment? What’s the difference between bottle and cask/barrel investing? Howie Lim gets insights from Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  02:25 Inflection point in whiskey investing 04:27 Cask/barrel vs. bottle investing 08:10 Should whiskey drinkers invest? 11:19 Is whiskey worth investing in? Written and hosted by: Howie Lim (howielim@sph.com.sg) With Anthony Zhang, co-founder and CEO of Vinovest and Maxwell Nee, Managing Partner of the OENO Wine & Whisky Investment Fund. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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01 Oct, 2023
Investing during recession can be rewarding: BT Money Hacks (Ep 152)
Is investing during a recession a good idea? Can it be rewarding? How do we fight natural instincts to become more conservative because the best investments may not be what we expect? Howie Lim gets insights from Francis Tan, investment strategist at UOB Private Bank’s chief investment office. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation: 01:02 Market developments to watch 03:36 What approach to take in uncertainty 05:10 The balance between risk and returns 06:58 Assets and products to consider 08:38 Passive or active investing? 11:10 Discretionary investing 13:33 Markets are always uncertain, what to do?  More about: UOB’s Risk-First Approach https://str.sg/iwaU UOB SimpleInvest https://str.sg/iwaw Rethink Your Wealth, UOB’s personal finance series https://str.sg/iwai Written and hosted by: Howie Lim (howielim@sph.com.sg) With Francis Tan, investment strategist at UOB Private Bank’s chief investment office. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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17 Sep, 2023
The not so bumpy path to financial freedom: BT Money Hacks (Ep 151)
Financial stability, financial independence, financial abundance, financial freedom! The terms just get more complicated or is it just semantics? Does one mean the other and how can we get there? Howie Lim gets insights from Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research at Singlife. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  01:20 Differences and similarities between financial freedom and abundance 05:01 Concerning findings from the Financial Freedom index 12:07 Opportunities and bright sparks during market volatility 15:12 Protect your wealth! Written and hosted by: Howie Lim (howielim@sph.com.sg) With Stephanie Chiaw, financial services associate director, PhillipCapital and Adriana Chia, senior vice president, CX and research, product, proposition at Singlife. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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03 Sep, 2023
Stay invested or be a loser: BT Money Hacks (Ep 150)
With inflation seemingly persistent and global economic conditions looking like they could worsen, how do we steel ourselves to stay invested? Stay invested we must because who wants to be a loser? Howie Lim gets insights from Samuel Rhee, Chairman and CIO at Endowus. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  01:13 In or out in this current climate? 03:38 In, even when markets dive 08:11 Beating inflation is possible 12:07 Inflation and recession beating strategies Written and hosted by: Howie Lim (howielim@sph.com.sg) With Samuel Rhee, Chairman and CIO at Endowus Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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20 Aug, 2023
Active investing equals financial independence? BT Money Hacks (Ep 149)
Salary independence, active investing, FIRE. How can we be sure any of them work to get us to financial independence? Howie Lim gets the skinny from Sabrina Gan, Fidelity International’s Head of Southeast Asia and Country Head of Singapore. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  01:48 Passive vs. active investing debate moot? 03:02 Is active investing required to retire well? 05:06 How active investing better enables financial security 08:03 Goals determine mix of assets and strategies 10:37 More wealth building hacks  Written and hosted by: Howie Lim (howielim@sph.com.sg) With Sabrina Gan, Fidelity International’s head of Southeast Asia and country head of Singapore Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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06 Aug, 2023
Savings vs. investing and wealth building hacks: BT Money Hacks (Ep 148)
In the debate between savings and investing, which is a better choice to grow our wealth? What are some factors to consider? Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend share their insights and tips with Howie Lim. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  01:02 Chris Tan and Karl Franks’ take on savings vs. investing 02:56 Investing IS simple, just not easy 05:52 Productive and unproductive debt 08:12 Investing helps you STAY rich 12:25 Not rocket science but many simple things working together Written and hosted by: Howie Lim (howielim@sph.com.sg) With Karl Franks, the Chief Operating Officer of Hugosave and Christopher Tan, founder and CEO of Providend. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN Google podcasts: bt.sg/oeGP Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlenson
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16 Jul, 2023
Access to best performing asset class - privates: BT Money Hacks (Ep 147)
Private equities, real estate, digital assets, collectibles are some of the alternative assets that are missing in our investment portfolio. How can we achieve a balanced portfolio, including alternatives in the current environment? Howie Lim gets insights from Kelvin Lee, Co-founder and CEO of Alta. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  01:08 Alternative assets as hedge against inflation 05:44 Effect of current environment on alternatives 09:24 Portfolio diversification and allocation of alternatives 12:10 Potential opportunities in alternatives Written and hosted by: Howie Lim (howielim@sph.com.sg) With Kelvin Lee, Co-founder and CEO, Alta Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: https://bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg  Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM BT Branded Podcasts at: https://bt.sg/brpod BT Lens On: http://bt.sg/btlenson
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