Interest-free payment plans redefine shopping as Singaporeans ditch credit cards


It seems the younger generation’s spending habits err on the side of caution. A study by YouGov suggests that 57% of Singaporeans believe that credit cards promote excessive spending, despite a similar percentage acknowledging that it is important to own one. In Mind Your Business, Howie Lim spoke to Ed Chin, founder of Octifi to find out what this trend means for his fintech startup which focuses on bridging the gap between financial responsibility and consumer demand.


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